Compliance

This Compliance policy applies to access to and use of the Services and forms part of the Terms of Service. By accessing or using the Services, you agree to comply with this policy.

This policy should be read together with the Terms of Service, the Privacy Policy, and the Restricted Countries and Regions. If this policy conflicts with the Terms of Service, the Terms of Service controls. Personal information is handled as described in the Privacy Policy.

1. Transaction Screening (KYT)

Stafiel performs transaction-focused Know Your Transaction (KYT) screening and sanctions screening as part of its anti-money laundering (AML) and sanctions compliance controls. Screening evaluates supported on-chain payment activity against transaction-risk signals and applicable screening lists.

Stafiel may block, delay, or reject flagged activity, or place an order on compliance hold for review. These actions may affect payment setup, refunds, or settlement. Stafiel may also report, suspend, or terminate activity where appropriate for compliance, sanctions, fraud, abuse, legal, security, service integrity, or risk reasons.

Screening methods, lists, providers, thresholds, and controls may be updated from time to time.

2. Sanctions and Restricted Use

You may not access or use the Services in, from, or for the benefit of any territory, person, entity, wallet, transaction, product, service, or activity restricted by Stafiel, applicable law, sanctions programs, or Stafiel's service providers.

The Restricted Countries and Regions policy, as updated from time to time, forms part of this Compliance policy and the Terms of Service.

3. Non-Custodial Payment Infrastructure

The Services are designed as non-custodial payment infrastructure, with merchants retaining control over their settlement wallets and signing authority. Stafiel does not require or hold merchant private keys as part of ordinary checkout operations.

Applicable smart contracts, on-chain programs, or service configurations may include Stafiel-controlled roles for deployment, initialization, compliance holds, platform refunds, settlement operations, governance, and fee collection. Those roles operate within the permissions and constraints of the applicable contract, program, or service configuration.

4. Compliance Data

Stafiel may process account, wallet, transaction, network, device, screening, risk, investigation, and support information for compliance, security, fraud prevention, sanctions screening, audit, dispute, and legal purposes.

Stafiel does not ordinarily require identity documents during merchant onboarding, but may require identity or business verification and may request identity documents and related information for a compliance, sanctions, risk, fraud, security, legal, audit, investigation, or support purpose, as described in the Terms of Service. Information is collected, used, retained, and disclosed as described in the Privacy Policy.

5. Changes to This Compliance Policy

Stafiel may update this policy from time to time. Updates may be posted on the website, shown in the dashboard, or communicated by other reasonable means where required by applicable law. Continued use of the Services after an update becomes effective means the updated policy applies to your use of the Services.

6. Questions and Reports

Contact [email protected] for compliance questions, law-enforcement requests, or reports of suspected misuse. See Contact for all official routes.