# Wallet Settings

> Configure the wallet addresses that receive merchant funds.

Canonical: https://stafiel.org/documentation/merchant-operations/wallet-settings
Version: v1.0.0

Wallet Settings configures the self-custodial wallet addresses that receive
settlement funds and shows whether each supported chain is ready for new
checkout sessions. The merchant must control each wallet and be able to sign
with it for ownership verification.

## Supported Wallet Types

Merchant Dashboard uses one wallet address for each supported wallet type:

Wallet type
Used for

EVM
Ethereum, Base, Polygon, BNB Smart Chain, and other supported EVM-compatible chains.

Solana
Solana payments using supported SPL tokens.

Tron
Tron payments using supported TRC-20 tokens.

Use self-custodial browser extension crypto wallets for wallet verification. A
multi-chain wallet that supports EVM, Solana, and Tron, such as Binance Wallet
or OKX Wallet, can cover all three wallet types. Alternatively, use separate
wallets for the chains being enabled, such as MetaMask for EVM, Phantom for
Solana, and TronLink for Tron.

## Connect And Verify A Wallet Address

Connect and verify each settlement wallet in Wallet Settings:

- Open Merchants > select merchant > Wallet Settings.

- Choose the chain and start the wallet connection.

- Connect a supported browser extension crypto wallet.

- Review the wallet address shown in Merchant Dashboard.

- Sign the ownership verification message in the wallet.

Important: The signature only verifies control of the wallet address. It
does not authorize transactions or access to funds, approve token spending by
a smart contract or on-chain program, trigger an on-chain transfer, or charge
a network transaction fee. Stafiel does not request or store the merchant
wallet private key.

Wallet verification and wallet changes are sensitive operations and require MFA
verification. See
[Account and MFA](/documentation/merchant-operations/account-access).

## Submit Wallet Address For Review And Check Chain Readiness

After wallet ownership is verified:

- Select Submit for Review for that chain.

- The verified wallet address and merchant information undergo Know Your Wallet
(KYW) screening, Anti-Money Laundering (AML) screening, and related
compliance and risk checks.

- Wallet Settings shows PENDING REVIEW while review is in progress.

- After the wallet address is APPROVED, new checkout sessions can be
created for that chain when it is activated and allowed by the current plan.

A rejected review must be resolved and submitted again before that chain can be
used for new checkout sessions.

## Activate Or Suspend A Chain

EVM is enabled by default and cannot be suspended from Wallet Settings. Solana
and Tron can be activated or suspended when allowed by the current plan.

Suspending Solana or Tron prevents new checkout sessions from using that wallet
type, revokes its current wallet address, and resets its approval status.
Reactivation requires reconnecting the wallet, verifying ownership, and
submitting the chain for review again. Existing orders retain the wallet and
payment configuration saved when they were created.

## Change A Settlement Wallet

A newly verified wallet applies to future checkout sessions. Existing orders keep
the settlement wallet recorded when the checkout was created.

After a wallet address is approved, binding a different address is subject to a
wallet-change cooldown. Rebinding the same address does not require that
cooldown. A changed address requires a new ownership signature and chain review.

Important: Centralized exchange deposit addresses are not supported as
merchant settlement wallets.

For settlement behavior, see
[Settlement Basics](/documentation/accept-payments/settlement-basics). For the
security model, see
[Security and Wallet Boundary](/documentation/risk-and-reference/security-and-wallet-boundary).